You are so caught up in all this crypto hype that you have forgotten about security. Somebody told you to download an app on your phone to store your coins in…. This technology is still in its infancy and the convenience of a mobile app based wallet is a dangerous risk.
I have just rushed all my crypto’s into an offline wallet Trezor and I would strongly recommend you all do too! I dont need to write a really long article on this because John McAfee articulates it perfectly. Dont be lazy and be smart: